Our Current Position:
Welcome to Crossover Microfinance Bank Ltd

Group Loan Scheme


  • Bank reaches out to customers in their places of work.
  • Small loans, typically for working capital /short period
  • Informal appraisal of borrowers and investments
  • Collateral substitutes such as group guarantees or compulsory savings
  • Access to repeat and larger loans based on repayment performance
  • Streamlined loan disbursement and monitoring
  • Secure savings products